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| • | Gap Insurance - If you are making lease or loan payments and you experience a total loss, there may be a difference (gap) between the market value of your vehicle and what you still owe on it. This optional coverage pays the difference. |
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| • | Good Student Discount - A premium discount for students with high scholastic grades. Some statistical research has shown a relationship between good grades and safe driving. |
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| • | Group Discount - Applied when the named insured maintains membership in or association with an approved group that has established a relationship with Response Insurance. |
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