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| • | Major Violations - Examples of major violations are:
Driving under the influence
Leaving the scene of an accident
Driving while license suspended or revoked
Drag racing
Reckless driving
Filing a fraudulent insurance claim
Permitting an unlicensed driver to operate a motor vehicle |
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| • | Medical Payments - This pays for medical and funeral expenses incurred in an auto accident, regardless of fault. It will also cover injuries sustained by passengers in your car, or while you're operating someone else's car (with their permission), in addition to injuries you or your family members incur when you're pedestrians. |
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| • | Multi-car discount - A discount offered by some insurance companies for those with more than one vehicle insured on the same policy. In some cases, if you drive a company car insured by your company, your own insurance company may give you the multi-car discount. |
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| • | MVR - Motor Vehicle Record - A motor vehicle record, also referred to as DL printout, or MVR, contains information obtained from an individual's driver license application, abstracts of convictions and accidents. |
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