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| • | Underinsured Motorists Bodily Injury - Underinsured motorists bodily injury coverage (which must be offered in most states) pays for a covered person's bodily injuries of which a person with not enough insurance is legally liable. |
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| • | Unearned Premium - The portion of your premium remaining on your policy term. For example, with a six-month premium, at the end of the first month of the premium period, five-sixths of the premium is unearned by the insurance company |
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| • | Uninsured Motorists Bodily Injury - Uninsured motorists bodily injury coverage (which must be offered in most states) pays for a covered person's bodily injuries of which an uninsured or hit-and-run motorist is legally liable, but unable to pay. |
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| • | Unsatisfied Judgment Fund - Some states have established laws to reimburse those injured in auto accidents that have been unable to collect from the responsible party. |
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| • | Usage - This refers to the primary function or purpose in which you intend to operate your vehicle. For example, if you primarily drive your car to and from work, the usage is considered "commute; "if you're self-employed and you primarily drive to see customers, the usage is considered "business;" if you're retired, your usage is considered "pleasure." |
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